Medical Professional Loans

The Medical Professional Loan Program offers 100% financing and expanded underwriting requirements for qualified borrowers, such as excluding student loan debt from the debt-to-income-ratio calculation and employment beginning post-closing for eligible professionals.

Benefits include:

  • 100% financing up to $1,000,000

  • 95% financing from $1,001,000 to $1,500,000

  • No mortgage insurance

  • Owner-Occupied

Who can get a Medical Professional Loan?

• Medical Resident
• Medical Doctor (MD)
• Doctor of Dental Medicine (DMD)
• Doctor of Ophthalmology (MD)
• Doctor of Osteopathy (DO)

• Chiropractor (DC)
• Doctor of Surgery (DCH)
• Medical Fellow
• Doctor of Dental Surgery (DDS)
• Doctor of Optometry (OD)

• Doctor of Podiatric Medicine (DPM)
• Pharmacist (RPH)
• Doctor of Veterinarian Medicine (DVM)
• Doctor of Psychiatric Medicine (DPM