Fixed Rate Loans
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30-, 25-, 20-, 15- and 10-year terms are all available with fixed rate.
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Buy a home with as little as 3% down (primary home).
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Refinance up to 95% of your primary home's value.
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Monthly payments remain the same for the entire loan term.
Adjustable Rate Loans
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3/1, 5/1, and 7/1 ARM's. Monthly payments based on a 30 year repayment schedule.
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The rate stays fixed for the first 3, 5, or 7 years (depending on chosen term), and then adjusting annually thereafter.
VA Loans
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VA IRRRL Streamline Refinance
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100% FIinancing on Purchase and Refinance
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1-4 UNITS Primary, Second Home, or Investment Properties
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Credit Qualifying Scores Down to 500
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Jumbo Loans Available. Max Loan Amount is $3,000,000
FHA Loans
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3.50% minimum down payment required on purchase.
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Minimum credit score usually 500.
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Post-bankruptcy qualifying - 2 years after.
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Post-foreclosure qualifying - 3 years after.
Equity Based Financing
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We qualify the property and not the borrower eliminating personal qualifying requirements
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95% financing from $1,001,000 to $1,500,000
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Our network of capital resources provide you with many funding options
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Private funding offers quicker closing over traditional funding
Down Payment Assistance
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100% financing for primary home purchase
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96.5% 1st Trust Deed & 3.5% 2nd Trust Deed
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Conforming loan amount
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620 minimum credit score