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It's a great time to purchase or refinance, so let us walk you through the whole process. It's easy!

Use the form within the banner above and instantly get a rate quote, including closing costs. You can also use our Get Pre-Qualified form on the right to receive a pre-approval letter that will help you find your home. No matter your needs, we are here to help!



What We Offer

  • Client Centered Approach

    At Premier Home Mortgage of California we take pride in our great customer service. We will walk you through the entire mortgage process from start to finish. Our staff is here for you beyond M-F from 9-5, so don’t hesitate to contact us at night or on the weekends if you have any questions. We would love to hear from you.

  • Customized Loan Programs

    We specialize in unique situations like low FICO scores, low down payment, down payment assistance, first-time home buyers, high student loan balances, Home Ready, Home Possible, VA, USDA, Reverse Mortgages and more. We use our marketplace knowledge to find loan programs to suit your unique situation. Our wholesale mortgage products are not available through retail banks.

  • Wholesale Pricing

    We work with a network of wholesale lenders to provide our clients with extremely competitive pricing and the lowest cost for their home loan. We get paid by the lender so there is no fee to you and most times we are able to offer our clients a lender credit which pays for closing costs, saving our clients thousands of dollars.

mortgage types

Mortgage Resources

We have put together some helpful information and mortgage calculators to help answer any questions you might have.
Loan Types

Compare Loans

Our complete list of loans along with their detailed description will help you decide which loan is good for you.

Calculators

Calculators

We have put together some calculators to help you make sense of the numbers.

Mortgage Questions

Questions & Answers

Here we tried to answer the most important questions you may have. For more answers call 760-454-9302.

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